Why Choose a Marketplace Alternative?

Tailored Coverage for Chronic Conditions
Traditional marketplace plans can sometimes fall short, especially for individuals with pre-existing conditions. Marketplace Alternative plans are designed with your specific health needs in mind, ensuring you receive comprehensive coverage even if you have conditions like high blood pressure, sleep apnea, or diabetes. Don’t settle for basic coverage when you can have a plan that truly meets your healthcare needs.

Lower Your Health Insurance Costs
Affordability is a key concern for many, and while marketplace plans are helpful, they may not always fit within your budget. With a Marketplace Alternative plan, you can find quality coverage at a fraction of the cost. Imagine having a health insurance plan with a $0 annual deductible—how much could that save you each month? These plans are structured to make healthcare more accessible and affordable for you and your family.

Access to Broad Provider Networks
One of the biggest advantages of Marketplace Alternative plans is access to extensive provider networks, such as the PHCS and MultiPlan networks. These networks aren’t health insurance providers; they are networks of healthcare professionals and facilities. This means you’re more likely to find a provider you love who accepts your insurance. If your current provider isn’t covered by your existing plan, switching to a Marketplace Alternative plan could open up a broader selection of healthcare professionals ready to meet your needs.

Enroll on Your Schedule
Unlike standard marketplace plans, which have specific enrollment periods, Marketplace Alternative plans allow you to enroll at any time during the year. Life doesn’t always wait for open enrollment, and neither should your health coverage. With these plans, you can get the protection you need when you need it, without the hassle of waiting for enrollment windows.